Health Insurance

Individual Health Insurance:Health insurance is an agreement between an insurance provider and an individual wherein the former guarantees to take care of certain medical costs of the latter based on the investment made. Some plans offer health insurance for individuals while others offer health insurance for family and group. The Individual Health Insurance plan covers only one individual, the policyholder, who will gain the benefits of the health insurance for his investment.

Family Floater Health Insurance: A family floater policy is one where several members of a single family can be covered for a sum assured by paying a single premium in a year. In case of multiple illnesses in the family, the sum assured can be distributed between family members and multiple claims entertained. It works out to be more cost-effective than taking individual policies separately in the name of family members. CAPITAL SECURITIES LLP suggests best family floater policies.

Senior Citizen Health Insurance:Senior Citizen Health Insurance is a medical insurance policy that offers medical coverage to individuals age group of 60 and 75 years. Some of the unique benefits of senior citizen mediclaim policy include cashless hospitalization cover, day care expenses, pre-existing and disease cover.

Personal Acciedent Plans:Personal Accident Insurance policy provides complete financial protection to the insured members against uncertainties such as accidental death, accidental bodily injuries, and partial/total disabilities, permanent as well as temporary disabilities resulting from an accident

Maternity related Plans:Pregnancy brings a lot of joy and cheer. But it also carries with it a lot of extra expenses. Pregnancy and related complications are not covered by normal Health Insurance Policies. So, it is important for a couple to plan properly to meet these additional costs.
Almost all major companies in India provide health insurance with maternity coverage for their employees. However, there is a limit to this cover. Hence, it’s always wiser to take a personal Maternity Insurance Policy

Travel Insurance: Travel Insurance helps you tackle medical emergencies, unforeseen expenses and various other risks that you might encounter during a trip. It covers compensation for lost passport, lost checked-in baggage, trip delays & more. We offer plans specially designed for Asia, Schengen, USA & Canada, and other countries, and have customized plans for family trips, solo travellers, senior citizens, and students studying abroad.

Critical illness Plans:Critical Illness Insurance Plans provides coverage against specific life-threatening diseases. Treating such critical illnesses may require multiple visits to the hospital over a long period. A Critical Illness plan pays a lump-sum amount that can be used to cover these high expenses .The good thing is that this lump sum payout is in addition of your mediclaim or health insurance policy.